0% Finance - Floors 4 You

0% Finance option

0% Finance - Make Your Home a Happy One


  • Quick and easy

  • Instant online decision

  • Paperless application

  • No deposit required 

  • 12-48 Months finance 


      afford it now


      How It Works:

      1. Choose your flooring for £500 or over.
      2. At Checkout, choose the ‘Pay by Finance’ option. 
      3. Complete the quick 0% finance application form.
      4. If approved your goods will be shipped to you within 48 hours (orders before 4pm)


          How To Qualify

          1. You need to: be 18 or over and employed at least 16 hours per week.
          2. have 3 years continuous UK address history.
          3. have a UK account that accepts direct debits have a have a good credit history.

            We also welcome applications from retired individuals, in receipt of a private or company pension.

            Please note: Finance is subject to application and status. Meeting the above criteria does not guarantee your application will be approved. afforditNOW is provided by PayBreak Ltd, authorised and regulated by the Financial Conduct Authority. Registered in England with company number 7440512. Registered office: PayBreak Limited Floor 1, The Bloc, Ashley Road, Altrincham, WA14 2DW.


            Spread The Cost over 48 Months With Our 0% Finance On Flooring


            Frequently Asked Questions


            Yes. Credit is only available on orders of £500 and over.

            0% finance is only available on certain products. All products eligible for 0% interest are clearly highlighted. In order to be eligible for our 0% finance offer, all products in your basket must be eligible.

            No. No deposit is required.

            In order to apply for finance, you must: Be at least 18 years of age. Be either employed for more than 16 hours per week, self-employed, retired or in receipt of invalidity or disability allowance. Have been a UK resident for 3 years or more. Be able to make repayments by debit. Be able to provide your previous address if you have lived at your current address for less than 3 years. Have a debit card or credit card in your name and registered to your address and have a bank or building society current account.

            The application form asks for your name, date of birth, 3-year address history, phone and email contact details and income/employment information. If you are accepted you will also need a credit or debit card registered with your name and address as they appear on the application.

            It takes around 3-5 minutes to fill out the form and you should get an answer to your application instantly. However in some cases Afford it Now, our finance provider will need a little more time to look at the application in more detail.

            We are only able to deliver your goods to the address on your credit agreement (your home address). You will not be able to have goods shipped to another address or collect the goods from us in person. However, you can call Afford it Now Underwriting to verify your alternative address.

            After your application is approved, you will receive an email directly from Afford it now - our chosen lender - who will outline the next steps to follow to confirm your identity. We will then ready your order for delivery.

            In the event that your application is not accepted, you are still welcome to pay with the conventional methods offered on our site.

            Yes. Simply contact Afford It Now on 0333 344 4224 and they will calculate your outstanding finance and provide your settlement figure in line with the Consumer Credit Act.


            Questions, Support and Advice - Contact affordItNOW
            Customer enquiries: 03333 444 224
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